Health Insurance

• Group Health for Employees
• Group Health for Workers

Health Insurance Policy

The average cost of the treatment of COVID-19 disease itself is; ₹5 to 7 lakhs, so, here, this is advisable to make a good strategy to meet any future challenges. Every household should create a “health fund” in advance. If you have a family of four persons, you need to keep at least ₹ 20 lacs in this fund or alternatively, you should purchase a good health insurance plan for you and your family. This will provide you protection, not only against covid-19, but also against all diseases. This will cost you approximate ₹ 7500 to 25,000/- annually (it depends upon, the plan you choose. The demand of health insurance has spiked in the lockdown period. People are making provision for their health expenses by choosing a Health Insurance Policy.

The market is full of variety of health insurance products with many add-ons cover such as: like daily cash, critical illness, top up and personal accident benefit.

Benefits of Health Insurance

1. Protection against unexpected expense on minor and serious illnesses, including COVID-19
2. Pre-existing disease are covered after some interval. In group health insurance policy, it covers from day-1
3. Cashless Treatment
4. Various add-ons are available like accidental benefit, critical illness etc.
5. Tax Rebate Under Section 80D of Income Tax Act 1965
6. Peace of Mind