Your Blueprint for Risk-Free Building Starts with Us
In the ever-evolving world of construction, risk is not just a possibility—it’s a certainty. From machinery breakdowns to project delays, from third-party liabilities to natural disasters, the threats to your building project are numerous and often unpredictable. But what if you could build with confidence, knowing that every risk is accounted for and every asset protected?
At BimaSathi, we believe that risk-free building isn’t a dream—it’s a strategy. As India’s trusted insurance advisory brand, we specialize in crafting comprehensive protection plans for construction professionals, contractors, and developers. Whether you’re laying the foundation for a residential complex or managing a large-scale infrastructure project, our insurance solutions are designed to safeguard your investments, your people, and your peace of mind.
Why Risk Management Is the Cornerstone of Modern Construction
Construction is a high-stakes industry. Every project involves significant capital, tight timelines, and complex coordination between multiple stakeholders. A single mishap—be it a machinery breakdown, theft, or natural calamity—can derail progress and lead to massive financial losses.
That’s why risk management is no longer optional—it’s essential.
At BimaSathi, we don’t just sell insurance policies. We engineer protection strategies that align with your project’s unique risk profile. Our goal is simple: to help you build with confidence, knowing that every contingency is covered.
Introducing Our Construction Insurance Suite
We offer a range of specialized insurance products tailored for the construction industry. Here’s how each one contributes to your risk-free blueprint:
1. Contractors All Risk (CAR) Insurance
The CAR policy is the backbone of construction risk management. It provides comprehensive protection against:
- Property damage to the project site
- Third-party liability for bodily injury or property damage
- Natural disasters like floods, earthquakes, and storms
- Design defects and construction errors (optional add-ons)
Whether you’re a contractor, project owner, or developer, CAR insurance ensures that your project remains financially secure—even in the face of unexpected setbacks. [Constructi…Bima Sathi]
2. Contractors Plant and Machinery (CPM) Insurance
Your machinery is the lifeblood of your construction site. But what happens when it breaks down, gets stolen, or suffers accidental damage?
Our CPM insurance covers:
- All-risk protection for owned and hired machinery
- Third-party liability for machinery-related accidents
- Own damage due to fire, collision, or operational hazards
This policy is especially critical for contractors who rely on cranes, excavators, mixers, and other heavy equipment. [Constructi…Bima Sathi]
3. Standard Fire & Special Perils (SFSP) Policy
Construction sites are vulnerable to fire, riots, and natural calamities. The SFSP policy offers protection against 14 major perils, including:
- Fire and lightning
- Explosion/implosion
- Earthquake and flood
- Riot, strike, and malicious damage
- Impact damage from vehicles or animals
This policy is ideal for protecting temporary structures, site offices, and stored materials. [Insurance…Bima Sathi]
4. Business Interruption Insurance
Delays in construction can lead to loss of income, penalties, and increased costs. Our Business Interruption Insurance ensures that you’re compensated for:
- Lost profits due to insured perils
- Ongoing operational expenses during downtime
- Additional costs incurred to resume operations
This coverage is a financial lifeline for businesses that cannot afford prolonged disruptions. [Insurance…Bima Sathi]
5. Fire Loss of Profit (FLOP) & Machinery Loss of Profit (MLOP)
These policies are designed to cover losses resulting from fire or machinery breakdowns, including:
- Net profit loss
- Standing charges
- Increased operational costs
They are especially useful for manufacturing units and construction firms with high dependency on machinery. [Insurance…Bima Sathi]
Real-World Risks We Help You Manage
Let’s look at some common risks in construction and how BimaSathi helps mitigate them:
🔧 Machinery Breakdown
Risk: A crane suffers a hydraulic failure mid-operation.
Solution: CPM insurance covers repair costs and downtime losses.
🔥 Fire at Site
Risk: A fire damages stored materials and temporary structures.
Solution: SFSP policy compensates for material loss and reconstruction.
👷♂️ Third-Party Injury
Risk: A passerby is injured due to falling debris.
Solution: CAR insurance covers legal liability and medical expenses.
🌧️ Flood Delays
Risk: Monsoon floods halt construction for two weeks.
Solution: Business Interruption Insurance covers lost income and extra costs.
Why Choose BimaSathi?
We’re not just another insurance intermediary. We’re your strategic partner in risk management. Here’s what sets us apart:
✅ Tailored Coverage
We don’t believe in one-size-fits-all. Every policy is customized to your project’s scope, location, and risk exposure.
✅ Expert Advisory
Our founder, Mr. Abad Khan, brings over 20 years of experience in insurance claims and risk mitigation. His expertise ensures that your coverage is both robust and relevant. [About Us –…Bima Sathi]
✅ Seamless Claims Support
We assist you throughout the claims process—from documentation to settlement—ensuring minimal disruption to your operations.
✅ Competitive Pricing
Our policies are priced to offer maximum protection at minimum cost, with flexible payment options to suit your budget.
Building Trust, One Project at a Time
With over 23,000 satisfied clients, 2,900 policies issued, and a 98% success rate, BimaSathi has become a trusted name in construction insurance across India. [About Us –…Bima Sathi]
Our clients include:
- Civil contractors
- Infrastructure developers
- Real estate builders
- Equipment rental companies
- Engineering firms
Each one of them has benefited from our risk-first approach, which prioritizes prevention, protection, and peace of mind.
Your Next Step: Build with Confidence
Whether you’re starting a new project or reviewing your current insurance portfolio, BimaSathi is here to help. Our team will:
- Assess your project risks
- Recommend tailored insurance solutions
- Ensure seamless policy issuance
- Support you during claims and audits
Your blueprint for risk-free building starts with us. Let’s build something great—securely, confidently, and without compromise.
📞 Contact Us Today
- Website: www.bimasathi.in
- Email: bima@bimasathi.in
- Phone: +91 9999682324
- Office: A-918, ATS Bouquet, Sector-132, Noida-201304
