General Insurance

Many small businesses run without adequate insurance protection for their factories, shops, hotels, schools, and other establishments, relying instead on luck. However, unforeseen events like the Delhi Riots in 2020, which caused property losses estimated at Rs. 25,000 Crores, highlight the importance of having solid insurance coverage.

Our SFSP policy covers 14 critical perils, including fire, lightning, explosion, riots, storms, floods, earthquakes, and more. Property insurance is affordable and vital for protecting your business against major losses. For example, a ready-made garment showroom valued at Rs. 1 crore can be insured for just Rs. 11,400 annually.

Protect your property against theft and burglary with a specific policy offering coverage for forceful entry at nominal premiums.

This policy complements your fire insurance by covering the loss of profits and trading losses incurred due to business interruptions caused by insured perils. Coverage includes net profit, standing charges, and increased working costs during the indemnity period.

Protect your business against financial loss caused by the breakdown or failure of machinery, boilers, and pressure vessels. This policy covers repair costs, loss of profit due to reduced output, and additional expenses to maintain normal operations.

Our business interruption policy safeguards you from loss of income and continuing operating expenses during periods when your business must halt due to insured perils.

Designed for civil construction projects, this policy covers risks from material arrival to project completion. Coverage applies to residential, commercial, and institutional projects, with options for add-ons including earthquake, terrorism, design defects, and third-party liability.

Our specialized fleet insurance services secure your commercial vehicles with the best rates and efficient claim handling.

Protect your accounts receivable from non-payment risks due to customer insolvency, default, or political risks. Ideal for exporters, importers, MSMEs, and large corporations, this policy strengthens your sales capacity and supports credit management.

In the competitive transport industry, Carrier’s Legal Liability Insurance shields you from counter-liability claims that can impact profits. We offer comprehensive policies covering all types of cargo and vehicles, designed to meet real industry needs with attractive terms.

This policy protects civil contractors from losses due to physical damage or destruction of plant and machinery used in projects, including fire, accidental damage, theft, and natural disasters. Multiple add-ons are available to extend coverage.

This policy covers unforeseen and sudden physical damage to machinery, including electrical equipment and fire-related damages originating within the machinery.

Industrial All Risk coverage protects against material damage and business interruption caused by an extensive range of risks, including fire, burglary, accidental damage, machinery breakdown, and more. Optional add-ons enhance your coverage further.

Protect your employees against bodily injuries or occupational diseases arising during employment with this essential insurance policy.

Cover legal liabilities from product defects, including accidental injury or property damage to third parties.

This policy shields your business from financial losses caused by property damage, personal and advertising injuries, and defense costs related to your business operations.

Provides compensation for accidental death, loss of limbs or eyesight, and permanent disabilities for insured individuals.

Protects against accidental breakage of plate glass used in commercial establishments.

Covers accidental damage and theft of neon or glow signs and hoardings.

Covers a wide range of electronic equipment including computers, medical devices, industrial machines, and cash registers.

Ideal for companies caring for their employees, this policy comes with a variety of add-on covers.

Protects your business against financial losses due to employee fraud or dishonesty, suitable for trusted positions such as cashiers and storekeepers.

Provides protection for directors and key officers from losses due to wrongful acts or legal claims incurred in their professional capacity.

Covers companies and subsidiaries against claims of negligence or errors in professional services, including legal defense costs and damages.

Offers coverage against losses from employee theft, computer fraud, forgery, and similar crimes.

Protect your business from cyber threats, including legal fees, data breach notification, identity restoration, data recovery, and system repair costs.