Protect Your Logistics Business with Carrier’s Legal Liability Insurance
In the competitive transport industry, worry about legal liabilities from cargo damage or loss can weigh heavily on carriers and logistics companies. If negligence by your drivers or employees leads to issues during transit, the legal and financial fallout can severely affect your profits and business stability.
Carrier’s Legal Liability Insurance offers peace of mind by protecting carriers against various legal liabilities arising from their business operations. This policy covers both contractual and non-contractual liabilities, including court-awarded damages and defense costs when contesting claims.
What Does Carrier’s Legal Liability Insurance Cover?
Section 1 – Cargo Legal Liability (Contractual Liability)
This covers legal liability arising from accidental damage or loss of customers’ cargo while under your care, custody, or control through contracts, customs, or common law. Covered parties include carriers, freight forwarders, container and trailer operators, transport contractors, and shippers.
Excluded Cargo:
- Goods unacceptable under international air contracts
- Currency, securities, gold, silver, jewelry, valuables
- Live animals and plants
- Perishables, chilled/frozen goods
- Blueprints, drawings, photos, items hard to value
- Goods in possession of other inter-line carriers unless under your instruction
- Storage property unless specified under a warehousemen’s liability clause
Frequently Asked Questions
- Does this insurance cover all vehicle types transporting cargo?
Yes, it applies to trucks, trailers, containers — all commercial vehicles.
- Can it cover uninsured cargo?
It can, but it’s not recommended. Claims require legal suit and court determination, risking client relationships.
- Are defense costs included?
Yes, legal defense costs, including lawyer fees and related expenses, are reimbursed.
- When should I notify the insurer of a claim?
Immediately upon occurrence, with full details.
- What if multiple claims occur during my policy period?
Premiums may increase or the insurer may refuse renewal. We assist with negotiations to reduce liabilities.
- Can I buy this policy through other agents?
Yes, but choose experienced advisors who understand claims and recovery well. Our team at AK Insurance Marketing Pvt. Ltd. (Brand: BimaSathi) has 20+ years of expertise to support you.
What We Need to Start Your Policy
- Carrier’s name & address with GST number
- Freight turnover
- Any One Accident Limit (AOA)
- Any One Year Accident Limit (AOY)
- Nature of consignments carried
Why Choose Us?
Our sister firm, M/s Active Claims Consultants, has vast experience as recovery agents handling complex claims. We offer dedicated legal, claims, and recovery support tailored to logistics companies for optimal protection and claim settlement.
Contact Us:
Abad Khan
AK Insurance Marketing Pvt. Ltd.
Phone: +91 99996 82324
Email: abad@bimasathi.in
