- Group Health for Employees
- Group Health for Workers
Health Insurance
Health Insurance Policy
The average cost of the treatment of COVID-19 disease itself is; ₹5 to 7 lakhs, so, here, this is advisable to make a good strategy to meet any future challenges. Every household should create a “health fund” in advance. If you have a family of four persons, you need to keep at least ₹ 20 lacs in this fund or alternatively, you should purchase a good health insurance plan for you and your family. This will provide you protection, not only against covid-19, but also against all diseases. This will cost you approximate ₹ 7500 to 25,000/- annually (it depends upon, the plan you choose. The demand of health insurance has spiked in the lockdown period. People are making provision for their health expenses by choosing a Health Insurance Policy.
The market is full of variety of health insurance products with many add-ons cover such as: like daily cash, critical illness, top up and personal accident benefit. I
Benefits of Health Insurance
- Protection against unexpected expense on minor and serious illnesses, including COVID-19
- Pre-existing disease are covered after some interval. In group health insurance policy, it covers from day-1
- Cashless Treatment
- Various add-ons are available like accidental benefit, critical illness etc.
- Tax Rebate Under Section 80D of Income Tax Act 1965
- Peace of Mind
- Mediclaim